$4,699,000
1 day on market
$4,910,000
$211K
Estimated value as of Nov 2026
31 Holy Cross Circle, OAKLAND
GARRETT, THE RESERVE AT HOLY CROSS, MD, 215506
8
8,654 sqft
MLS® # MDGA2013072
Listing courtesy of Adam Murray, BHHS Touchdown Home Pros Realty (Morgantown, WV)
Description
Enjoy the beauty of Deep Creek Lake from this luxury custom brick home in The Reserve at Holy Cross, one of the lake’s premier communities. Situated on more than an acre with over 250 feet of lake frontage, the property offers expansive water views, inviting outdoor spaces and over 8,600 square feet of finished living space. A sweeping brick paver driveway, mature landscaping and a covered front entrance set the tone for the warmth and architectural character found throughout.
Soaring ceilings, rich wood finishes and a graceful curved staircase welcome you inside. Large windows draw the lake into the main living areas, while an open library loft adds dimension and character to the space. Five fireplaces throughout the home and outdoor living areas provide comfortable gathering places in every season. The kitchen is designed for both everyday use and entertaining, with a six-burner gas range, stainless steel appliances, generous counter space and a large island with seating. An adjoining dining area offers beautiful lake views and an inviting setting for meals and gatherings.
Six bedrooms, six full bathrooms and two half baths offer ample accommodations. The main-level bedroom suite includes a fireplace and direct deck access. Upstairs, the primary suite provides a relaxing retreat with a vaulted wood ceiling, exposed beams, a fireplace and a spacious dressing room. Its bathroom features a jetted tub and tiled shower.
The custom-built main-level office is a standout feature of the home, showcasing beautifully crafted custom cabinetry and rich wood details. Thoughtfully designed, this inviting space combines a comfortable setting for working from home with the warmth and character found throughout the residence. A library loft lined with bookcases and an upper-level lookout room provide quiet spaces to read or unwind. Above the garage, a generous bonus room with a wet bar and full bathroom offers additional flexibility for guests and entertaining.
The finished walkout lower level includes a family room with a fireplace, bar, game area, two bedrooms and a full bathroom. A dedicated theater with tiered seating and detailed woodwork offers a comfortable place to settle in for a movie.
The outdoor spaces make the most of the lakefront setting. A covered deck with a fireplace, spacious patios and a pergola-covered outdoor kitchen provide room for dining and gathering. Relax in the hot tub, enjoy an evening around the lakeside fire pit or follow the paver walkway across the gently sloping lawn toward the water. A private dock completes the waterfront experience. With an elevator serving the main living levels, main-level laundry and five garage bays, this home pairs the comforts of everyday living with the enjoyment of a Deep Creek Lake retreat.
31 Holy Cross Circle, OAKLAND
ExploreHome
Category
Condo
Style
Residential
Type
Single Family Residence
Taxes/Year
$42,630 / 2026
Association Fee
$500
Condo Fees
$500
Special Assessment
2026
Status
New
Days on Market
1 Day Ago
List Date
Nov 2, 2026
Updated On
Nov 3, 2026
Year Built
2009
Features
Beds & Baths
Bedrooms
6
Bathrooms
8
Heating & Cooling
Heating Type
Propane, Forced Air, Hot Water, Radiant, Zoned
Heating Fuel
Propane - Owned
Air Conditioning
Central Air, Ceiling Fan(s), Ductless, Electric
Fireplaces
No
Parking & Garage
Total Parking
5 + 5
Garage Spaces
5
Garage Type
Additional Storage Area,Garage - Front Entry,Garage - Rear Entry,Garage Door Opener
Parking Type
Garage Door Opener, Garage, Driveway, Attached
Exterior
Construction
Year Built
2009
Construction Details
Foundation Type
Block
Roof Material
Shingle
Exterior
Brick
Water & Sewer
Water Supply
Well
Sewer
Public Sewer
Legal
Brokerage
BHHS Touchdown Home Pros Realty
Rooms
Main Floor
Primary Bedroom
15 × 20
Breakfast Room
18 × 10
Half Bath
5 × 5
Office
13 × 14
Kitchen
15 × 17
Laundry
13 × 6
Half Bath (2)
6 × 4
Living Room
23 × 27
Mud Room
12 × 14
Primary Bathroom
11 × 11
Upper 1
Bonus Room
24 × 34
Primary Bathroom
11 × 6
Primary Bedroom
13 × 18
Primary Bedroom (2)
13 × 14
Primary Bathroom (2)
11 × 6
Bathroom 1
7 × 10
Primary Bedroom (3)
15 × 20
Lower 1
Family Room
32 × 21
Media Room
19 × 23
Bathroom 1
10 × 8
Bedroom 5
15 × 14
Game Room
14 × 17
Bedroom
14 × 16
Sale History
Active
(1 day on market)
Viewing now
Nov 2, 2026
Listed For Sale
$4,699,000
MLS® # MDGA2013072